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We all know APR is the most important factor in a loan. But that are also some other factors are important. Do you know that some loan are compounded daily instead of monthly? That will make a big difference under the same APR.
And they said unto them, We cannot do this thing, to give our sister to one that is uncircumcised; for that were a reproach unto us:
Sometimes you need to borrow money. Most people in the US have all kinds of loans, car loan, house loan and so on. If you want to run a business, you might also need business loans. It's an art to borrow money smartly.
Then will we give our daughters unto you, and we will take your daughters to us, and we will dwell with you, and we will become one people.
After you make some money, you still need to take good care of your money. Money management is another story. There are a lot of people make a lot of money but they are still in huge debt. The main reason is they are not good at managing their money.